Pre-Payment Intelligence for enterprise finance teams
P2P Intel reads the PO, goods receipt, invoice, contract, vendor emails and payment history together, so your team sees what three-way match can't. Every finding cites its source. Every rupee of exposure is calculated by code. Every payment decision stays with your people.
A payment can pass matching and still be wrong. The evidence sits across six documents and three systems, and AP has hours, not days, before the payment run.
The PO, goods receipt, invoice, contract, vendor emails and payment history behind one payment.
AI reads across all six and applies a procure-to-pay controls checklist: price, quantity, duplicates, bank details, payment terms, penalties, tolerances, renewal caps, tax and discount windows.
Our code checks every quoted piece of evidence against the original document, checks the invoice total against the invoice, and calculates the exposure from the itemised findings.
You get a recommendation, owner-assigned next steps and a drafted vendor email. A person makes the final decision.
Hold means AP can resolve it: a missing goods receipt, a credit note, a corrected invoice. Escalate means it needs authority above AP: suspected fraud, an unverified bank-account change, a contract dispute or a material policy breach.
Every finding must quote its source word for word. Before you see it, our code checks that the quote exists in the cited document.
ProBook 450 G11 Laptop, 16GB/512GB | 40 | 71,900 ✓ Verified in Invoice INV-NOS-2291
LT-PB450 ProBook 450 G11 Laptop: 68,500 ✓ Verified in Master Supply Agreement
Laptop prices are fixed for the full contract term ⚠ Not verified this wording is not in the cited contract, so the finding is flagged for review
40 × (₹71,900 − ₹68,500) = ₹1,36,000 + 18% GST = ₹1,60,480
Example from the synthetic Nimbus case. The third quote shows how a paraphrased citation is displayed.
SAP stays your system of record and keeps doing three-way matching. P2P Intel investigates what matching can't read.
The Payment Leakage Diagnostic needs no SAP integration and no access to your SAP system. We work from standard reports your SAP team already runs, plus your contracts. Integration for ongoing use is scoped with your SAP team and implementation partner during an enterprise deployment.
Find out what you paid last year that you shouldn't have.
₹7.5 lakh+ GST, fixed fee
Catch it before it's paid, without changing how you pay.
₹15 lakh+ GST, credited in full to Year 1
Available to Payment Leakage Diagnostic customers.
P2P Intel investigates your live payments above an agreed threshold before each payment run.
It runs in shadow mode and never blocks a payment. Your reviewers accept or override each recommendation, and we measure precision, confirmed exposure and review time against criteria agreed in writing on day one.
At the end you receive the full reviewer log, a results report and a fixed-scope plan for ongoing use.
No vendor-specific rules. Each case is a full set of PO, goods receipt, invoice, contract, emails and payment history.
| Case | What P2P Intel found | Recommendation | Exposure |
|---|---|---|---|
| IT hardware ₹41.1 lakh invoice |
Bank account changed by email; laptop price above contract; monitors billed but not received; docking stations already paid; late-delivery penalty not deducted; payment terms shorter than the contract | Escalate | ≈ ₹4.3–4.5 lakh |
| Safety gear ₹3.9 lakh invoice |
Nothing. Every document is consistent. | Approve | ₹0 |
| SaaS renewal ₹47.6 lakh invoice |
50 seats billed beyond the licence, after the buyer declined them in writing; renewal price above the contract's 5% cap | Approve partial | ≈ ₹11.9 lakh |
| Freight ₹1.5 lakh invoice |
A trip billed without proof of delivery; fuel surcharge at 6% against the contract formula's 3%; detention overbilled | Approve partial | ≈ ₹29,000 |
| Steel by weight ₹16.5 lakh invoice |
Weighbridge shortage beyond the 0.25% tolerance; a 2% early-payment discount to capture | Approve partial | ≈ ₹43,000 |
All companies, documents and amounts are synthetic. Results from runs on 2 October 2026; AI wording and marginal amounts vary slightly between runs.
No. For the diagnostic, your SAP team exports standard reports. We never log in to SAP.
No. P2P Intel produces evidence-backed findings and recommendations. Decisions, and any audit opinion, stay with your team and your auditors.
Every finding shows its source evidence and whether that evidence was verified, and every rupee is calculated by code. In the diagnostic, our team reviews every finding before it reaches you. In the pilot, your reviewers accept or override each recommendation, and we measure how often the system is right.
Commercial models from OpenAI or Anthropic, accessed through their business APIs. Under those providers' API terms, your data is not used to train their models.
Under an NDA and a written data-handling agreement signed before we receive anything. Your data is used only for your engagement and deleted within 30 days of the readout, with written confirmation.
Standard SAP exports for 12 months, contracts for 30 vendors and the vendor-master change log. We send the full checklist after the NDA.
We currently work with SAP ECC and SAP S/4HANA exports.
If the findings justify it, a 30-day pilot on your live payment runs, then an annual subscription scoped to your entities and payment volume. The pilot fee is credited in full to Year 1.
4 weeks. Fixed fee. No SAP integration.
Tell us a little about your company. We'll come back with a 30-minute call to walk you through the demo and the data checklist.